umbrella

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 A personal umbrella policy (PUP), is an additional layer of liability insurance that goes beyond the coverage provided by your standard home, auto, or other insurance policies. Think of it as an umbrella that provides extra protection in case you find yourself facing a costly lawsuit or liability claim. Umbrella insurance policies are a valuable addition to your insurance portfolio that provide an extra layer of protection against unforeseen liabilities and costly legal claims. It offers peace of mind and financial security, making it a smart choice for individuals and families who want to safeguard their assets and future. 

A commercial umbrella insurance policy is a smart investment for any business. It serves as a safety net, protecting your assets and finances from potentially catastrophic liability claims that could arise in the course of your business operations. While your standard policies can help protect from a broad array of risks, there may come a time when losses may exceed the limits of your standard coverage. A commercial umbrella policy can help cover bodily injury costs, property damage, and lawsuits from customers or employees with work-related injuries. This coverage helps your business prepare for the worst case scenario, giving your future peace of mind.